Insurance · AI Lead Capture

The quote you answer first is the policy you bind.

Kovix is an AI concierge built for independent agencies and producers. It captures every quote request the moment it lands, qualifies the need and the risk, and routes a complete, quotable file to a licensed producer, around the clock.

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Someone buys a car Saturday afternoon and needs coverage before Monday. They submit your quote form, then fill out four more from competing agencies while yours sits unread.

Rate shoppers bind with whoever quotes first. By Monday morning another agency owns the policy, the renewals, and the bundle behind it. Kovix answers the instant the request lands and gets it to your producer while the prospect is still on the couch.

What it does

Built for how policies actually get bound: first quote back.

Answers 24/7

Quote requests spike nights and weekends, exactly when your office is closed. Kovix engages every prospect the moment they land.

Qualifies the risk

Situation, timeline, current carrier, vehicles, and driving record captured with concrete questions, so producers quote instead of chase.

Flags the urgent binds

Coverage needed today or a lapsed policy gets flagged and routed straight to your on-call producer, the leads that bind same-day never wait.

English & Spanish

Captures the Spanish-speaking households most agencies quietly lose, full intake in their own language, around the clock.

Builds a quotable file

ZIP, carrier, vehicles, and record arrive structured and complete, ready for your rater, not a name and a phone number.

Full summary to the producer

Your producer gets the whole conversation with urgency and context, so the callback opens with a quote, not questions.

By line of business

One concierge, built to your book.

Personal Auto

Speed wins the switcher

New-car, lapsed-coverage, and switch-and-save flows with carrier, vehicles, and record captured, urgent binds flagged to the on-call producer.

The first agency to quote usually binds. Every hour a request sits unread, your close rate drops.

Home & Bundles

Capture the whole household

Homeowners and bundle interest captured alongside auto, so producers quote the full household instead of a single line.

A mono-line quote that should have been a bundle is premium and retention left on the table.

Commercial

Business risks, routed right

Fleet, contractor, and small-business inquiries qualified and routed to your commercial desk with the operation details captured up front.

Commercial accounts are the book's best retention. Missing one after hours hurts for years.

Multi-Office Agencies

Every office, every producer

Routing by ZIP and line of business to the right office and producer, with structured data pushed into EZLynx, Applied Epic, or your management system.

Unworked internet leads are the quiet leak in every multi-office book. Kovix closes it.

A live concierge, on your floor

See exactly what your prospects experience.

We build a working concierge custom to your agency, your lines, and your carriers, not a generic widget. You watch it qualify a live quote request and flag an urgent bind, then decide. Live on your site in 48 hours.

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How it works

Live on your site in 48 hours

We build it custom

We build your concierge around your agency, your lines of business, and your producers, branded to match your brand. You touch nothing. We do one hundred percent of the engineering and design.

It captures and routes

It goes live on your site and engages every visitor instantly, qualifies the risk, and routes each request to the right office and producer, in English or Spanish.

Your team closes first

An instant alert hits your phone with the carrier, vehicles, and record already captured, so you respond before any competitor and close while the buyer is still warm.

Pricing

Scoped to your book.

Agencies & Networks

From $997/mo

Scales with offices, producers, and lines

Urgent-bind flagging to your on-call producer
Personal, commercial, and bundle intake flows
Bilingual English and Spanish included
Structured lead push toward EZLynx, Applied Epic, and your AMS
Multi-office routing and white label available

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Single office? Get a free demo

Why it pays for itself

A handful of bound policies covers the year.

Between new premium, retention, and the bundles behind each household, a few policies recovered from after-hours requests pay for Kovix outright. The rest is margin.

See your lead loss

Questions

Good to know

Does it quote or bind coverage?

No. It captures and qualifies, and it tells prospects clearly that a licensed agent finalizes everything. Your producers quote and bind, Kovix just makes sure they get a complete file first, fast.

Does it work with our management system?

Structured lead data is built to flow into agency systems like EZLynx and Applied Epic on higher tiers, and every lead arrives as a clean summary your producers can rate from immediately either way.

What happens with an urgent request at 2am?

It gets flagged, the prospect is told a licensed agent will call, and your on-call producer gets an instant alert with the full file. The same-day binds stop slipping to whoever opened email first.